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You may already be a victim
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"Partners with the Community"
Ocean Shores Police
577 Pt. Brown Ave NW
Ocean Shores, WA 98569
To report a crime: 360-533-8765
Business Office: 360-289-3331
IDENTITY THEFT
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Identity Theft can be found
almost anywhere |
What is Identity Theft ?
Identity theft is one of the fastest
growing crimes in the United States. Washington currently ranks
8th nationally in reported identity theft cases.
Identity theft involves someone acquiring
your personal information, such as name, address, date of birth,
social security number in order to impersonate you and obtain credit
or commit a crime. The thief may steal your mail or use some other
methods to obtain your social security number or other personal
information. Often, you are unaware that a crime has been committed
against you until you receive calls from collection agencies for
items you never purchased or receive calls from credit card companies
verifying information. The information contained in this guide provides
the actions recommended by the Ocean Shores Police Department and
financial industry to help reduce your likelihood of becoming a
victim of identity theft.
How to avoid becoming a victim.
Here are several tips to help you
avoid becoming a victim:
- Never give out personal information over the
telephone, such as your Social Security number or account numbers
unless you are initiating the contact.
- Do not place outgoing mail in your mailbox.
Take it to collection boxes at the post office. Always remove
mail from your residence mailbox as soon as possible. Stop mail
if your are going to be away from your house for a long period
of time. If you have a post office box, do not discard mail from
credit institutions in a garbage can, shred them.
- Keep track of when your bills arrive during the
month. If they don't arrive on time call the creditor to be sure
your address has not been changed.
- Put passwords on your credit cards and other
accounts.
- Memorize your social security number and all
your passwords. Do not carry them in your wallet.
- Sign all new credit cards upon receipt.
- If you applied for a credit card and it hasn't
arrived in a timely manner contact the card company.
- Shred all credit card receipts, account statements
and unsolicited mail from credit companies.
- At least yearly check your credit report to verify
information.
What to do if you become a victim
- Report the identity theft to the Ocean Shores
Police Department. You will need a report in order to help correct
your credit rating. You will be asked to complete investigative
paperwork for the police department. Keep a log of everyone you
contact.
- Contact the FTC, (Federal Trade Commission). They
are the clearing house for all identity thefts and the victim is
responsible for contacting them. They can be reached at website:
www.consumer.gov/idtheft
or 877-FTC-HELP
- Report the identity theft to your financial institution
and other creditors.
- Ask businesses to provide you with information
about transactions made in your name.
- Contact the three major credit -reporting agencies
and report the identity theft and send them a copy of the police
report.
- Contact the Social Security Administration, Fraud
hotline: 1-800-269-0271
The major credit bureaus are:
Equifax:
PO Box 740141
Atlanta, GA. 30374
1-800-685-1111( Order credit Report)
1-800-525-6285 (Report Fraud)
Experian:
(Formerly TRW)
PO Box 2104
Allen, TX 75013
1-888-397-3742 (Order Credit Report)
1-888-397-3742 (Report Fraud)
Trans Union:
PO Box 1000
Chester, PA 19022
1-800-888-4213 (Order Credit Report)
1-800-680-7289 (Report Fraud)
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Where to go for more information.
Federal Trade Commission
www.ftc.gov
1-877-IDTHEFT
Washington State Attorney General's Office
www.atg.wa.gov/consumer/idtheft/
Identity Theft Resource Center:
www.idtheftcenter.org
Dept of Motor Vehicles:
www.wa.gov/dol
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This pamphlet was produced
as part of the Community Policing philosophy of the Ocean Shores
Police Department
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Return to OSPD Identity Theft
Page
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