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You may already be a victim

 

"Partners with the Community"

Ocean Shores Police
577 Pt. Brown Ave NW
Ocean Shores, WA 98569
To report a crime: 360-533-8765
Business Office: 360-289-3331

IDENTITY THEFT

Identity Theft can be found almost anywhere

What is Identity Theft ?

Identity theft is one of the fastest growing crimes in the United States. Washington currently ranks 8th nationally in reported identity theft cases.

Identity theft involves someone acquiring your personal information, such as name, address, date of birth, social security number in order to impersonate you and obtain credit or commit a crime. The thief may steal your mail or use some other methods to obtain your social security number or other personal information. Often, you are unaware that a crime has been committed against you until you receive calls from collection agencies for items you never purchased or receive calls from credit card companies verifying information. The information contained in this guide provides the actions recommended by the Ocean Shores Police Department and financial industry to help reduce your likelihood of becoming a victim of identity theft.

How to avoid becoming a victim.

Here are several tips to help you avoid becoming a victim:
  • Never give out personal information over the telephone, such as your Social Security number or account numbers unless you are initiating the contact.
  • Do not place outgoing mail in your mailbox. Take it to collection boxes at the post office. Always remove mail from your residence mailbox as soon as possible. Stop mail if your are going to be away from your house for a long period of time. If you have a post office box, do not discard mail from credit institutions in a garbage can, shred them.
  • Keep track of when your bills arrive during the month. If they don't arrive on time call the creditor to be sure your address has not been changed.
  • Put passwords on your credit cards and other accounts.
  • Memorize your social security number and all your passwords. Do not carry them in your wallet.
  • Sign all new credit cards upon receipt.
  • If you applied for a credit card and it hasn't arrived in a timely manner contact the card company.
  • Shred all credit card receipts, account statements and unsolicited mail from credit companies.
  • At least yearly check your credit report to verify information.

What to do if you become a victim

  • Report the identity theft to the Ocean Shores Police Department. You will need a report in order to help correct your credit rating. You will be asked to complete investigative paperwork for the police department. Keep a log of everyone you contact.
  • Contact the FTC, (Federal Trade Commission). They are the clearing house for all identity thefts and the victim is responsible for contacting them. They can be reached at website: www.consumer.gov/idtheft or 877-FTC-HELP
  • Report the identity theft to your financial institution and other creditors.
  • Ask businesses to provide you with information about transactions made in your name.
  • Contact the three major credit -reporting agencies and report the identity theft and send them a copy of the police report.
  • Contact the Social Security Administration, Fraud hotline: 1-800-269-0271

The major credit bureaus are:

Equifax:
PO Box 740141
Atlanta, GA. 30374
1-800-685-1111( Order credit Report)
1-800-525-6285 (Report Fraud)

Experian:
(Formerly TRW)
PO Box 2104
Allen, TX 75013
1-888-397-3742 (Order Credit Report)
1-888-397-3742 (Report Fraud)

Trans Union:
PO Box 1000
Chester, PA 19022
1-800-888-4213 (Order Credit Report)
1-800-680-7289 (Report Fraud)

Where to go for more information.

Federal Trade Commission
www.ftc.gov
1-877-IDTHEFT

Washington State Attorney General's Office
www.atg.wa.gov/consumer/idtheft/

Identity Theft Resource Center:
www.idtheftcenter.org

Dept of Motor Vehicles:
www.wa.gov/dol

This pamphlet was produced as part of the Community Policing philosophy of the Ocean Shores Police Department

Return to OSPD Identity Theft Page

 


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